Call For a Free

Greater Los Angeles
(213) 291-6990
San Fernando Valley
(818) 907-7467

Contact Form

Questions? Need More Info?

Hands On Attorney
25+ Years Experience

Customized Legal Strategies

Maximum Legal Results

________ ________

Bankruptcy Overview

Filing bankruptcy chapter 7 or 13. What is bankruptcy? Which chapter is better for you given your circumstances?

Click Here

Foreclosure Defense

California's Home Owner's Bill of Rights,
wrongful denial of loan modification

Click Here

Chapter 13 Bankruptcy Laws

Experienced debt settlement lawyer in the San Fernando Valley and Los Angeles resolves your legal issues

Chapter 13 of the Bankruptcy Code allows the re-organization of debts up to sixty months for individual debtors. A debtor in a chapter 13 is allowed to keep property within claimed exemptions. If you are unable to successfully complete a Chapter 13 plan, then it may be advisable for you to convert your case from a Chapter 13 bankruptcy to a Chapter 7 bankruptcy.Only an experienced bankruptcy attorney can advise you if such a change is warranted. At the Law Offices of Juanita V. Miller in Sherman Oaks, we represent debtors in the adjustment of debt.

Sherman Oaks & Los Angeles Chapter 13 bankruptcy attorney gets results for you

Once a repayment plan has been approved for you, the law forbids creditors from starting collection efforts against you. The repayment plan is scheduled over a three- to five-year period depending on your regular income. There are advantages of a Chapter 13 plan in lieu of a Chapter 7 bankruptcy, such as:

  • Save your home. By filing under Chapter 13, you can stop foreclosure proceedings and cure delinquent mortgage payments over time.
  • Reschedule secured debts to retain property burdened by liens. Chapter 13 allows you to reschedule secured debts, other than a mortgage for your primary residence. You can also extend the payments over the life of the plan, which may lower the payments.
  • Protect third party co-signers. Chapter 13 has a provision protecting third parties who share liability with you on consumer debts. This provision may protect your co-signers.

When a chapter 13 bankruptcy lawyer gets you approved for a Chapter 13 plan, it is similar to a consolidation loan. You make the plan payments to a trustee who distributes payments to creditors. You obtain the comfort that comes with having no further contact with creditors.

Contact a debt settlement attorney in San Fernando and Los Angeles for peace of mind

The scope of the debt discharge to which you are entitled under Chapter 13 bankruptcy is a complicated legal matter. Consult our experienced Chapter 13 bankruptcy lawyers to determine the extent of a Chapter 13 discharge and whether it is a good way for you to proceed. We can advise you about alternatives to your debt problems, including other forms of bankruptcy and non-bankruptcy alternatives, such as loan modification.

Sherman Oaks debt settlement attorneys work hard for you

At the Law Offices of Juanita V. Miller, we give you personal, one-on-one attention. We take pride in not being a law mill. Call us at (818)907-7467 or contact us online for a free initial consultation. We speak Spanish.

watch the video
  • Criminal Defense
  • Immigration
  • Probate & Estate Planning
  • Trusts & Powers of Attorney
  • Family Law
  • Civil Litigation (Federal/State)
  • En EspaÑol
  • Capitulo 7
  • Capitulo 13
  • Defensa Foreclosure
  • Otros Servicios Legales
  • Blog Post
  • Chapter 7 - Liquidation
  • Chapter 13 - Re-organization
  • Loan Modification
  • Foreclosure Defense
  • Post Foreclosure Eviction
  • Affiliations
  • National Association of Consumer
    Bankruptcy Attorneys (NACBA)

    California Bar Association

Client Help Center

14930 Ventura Blvd. Ste. 200,

Sherman Oaks, CA 91403.

(818) 907-7467

(213) 291-6990

Useful Links

Practice Areas

En Español

  • Capitulo 7
  • Capitulo 13
  • Defensa de Foreclosure
  • Otros Servicios
  • Defensa Criminal
  • Inmigracion

Blog Post

  • Chapter 7 - Liquidation
  • Chapter 13 - Re-organization
  • Loan Modification
  • Homeowner's Bill of Rights
  • Post Foreclosure Eviction
  • National Mortgage Settlement

The information on this website is for general information purposes only. Nothing on this page or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. The information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.The Law Offices of Juanita V. Miller Proudly Serves Southern California including the following cities and areas: Agoura Hills, Alhambra, Angeles Vista, Arleta, Artesia, Azusa, Baldwin Park, Bellflower, Beverly Hills, Boyle Heights, Burbank, Canyon Country, Carson, Cerritos, Chatsworth, CIty Terrace, Claremont, Commerce, Compton, Covina, Culver City, Downtown LA, Downey, Eagle Rock, East LA, El Monte, El Segundo, Flintridge, Foothill Division, Gardena, Glendale, Glendora, Granada Hills, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, HIghland Park, Highway Highlands, Hollywood, Industry, Inglewood, Irwindale, Korea Town, La Canada, La Cresenta, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lenox, Little Rock, Little Tokyo, Lomita, Long Beach, Los Padrinos, Los Angeles, Los Feliz, Los Nietos, Lynwood, Manhattan Beach, Marina Del Rey, Mission Hills, Montebello, Monterey Park, Montrose, North Hollywood, Northridge, Norwalk, Pacoima, Palmdale, Palos Verdes Estates, Paramount, Pearl Blossom, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Reseda, Rolling Hills Estates, San Fernando, San Gabriel, San Pedro, Santa Clarita, Santa Fe Springs, Santa Monica, Signal Hills, Sylmar, Temple City, Torrance, Valinda, Valley Village, Van Nuys, Ventura County, Verdugo City, Viewpark, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Wilmington, Woodland Hills.