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________Filing bankruptcy chapter 7 or 13. What is bankruptcy? Which chapter is better for you given your circumstances?
California's Home Owner's Bill of Rights,
wrongful denial of loan modification
Chapter 13 of the Bankruptcy Code allows the re-organization of debts up to sixty months for individual debtors. A debtor in a chapter 13 is allowed to keep property within claimed exemptions. If you are unable to successfully complete a Chapter 13 plan, then it may be advisable for you to convert your case from a Chapter 13 bankruptcy to a Chapter 7 bankruptcy.Only an experienced bankruptcy attorney can advise you if such a change is warranted. At the Law Offices of Juanita V. Miller in Sherman Oaks, we represent debtors in the adjustment of debt.
Once a repayment plan has been approved for you, the law forbids creditors from starting collection efforts against you. The repayment plan is scheduled over a three- to five-year period depending on your regular income. There are advantages of a Chapter 13 plan in lieu of a Chapter 7 bankruptcy, such as:
When a chapter 13 bankruptcy lawyer gets you approved for a Chapter 13 plan, it is similar to a consolidation loan. You make the plan payments to a trustee who distributes payments to creditors. You obtain the comfort that comes with having no further contact with creditors.
The scope of the debt discharge to which you are entitled under Chapter 13 bankruptcy is a complicated legal matter. Consult our experienced Chapter 13 bankruptcy lawyers to determine the extent of a Chapter 13 discharge and whether it is a good way for you to proceed. We can advise you about alternatives to your debt problems, including other forms of bankruptcy and non-bankruptcy alternatives, such as loan modification.
At the Law Offices of Juanita V. Miller, we give you personal, one-on-one attention. We take pride in not being a law mill. Call us at (818)907-7467 or contact us online for a free initial consultation. We speak Spanish.
National Association of Consumer
Bankruptcy Attorneys (NACBA)
California Bar Association
14930 Ventura Blvd. Ste. 200,
Sherman Oaks, CA 91403.
(818) 907-7467
(213) 291-6990
The information on this website is for general information purposes only. Nothing on this page or associated pages, documents, comments, answers, emails, or other communications should be taken as legal advice for any individual case or situation. The information on this website is not intended to create, and receipt or viewing of this information does not constitute, an attorney-client relationship.The Law Offices of Juanita V. Miller Proudly Serves Southern California including the following cities and areas: Agoura Hills, Alhambra, Angeles Vista, Arleta, Artesia, Azusa, Baldwin Park, Bellflower, Beverly Hills, Boyle Heights, Burbank, Canyon Country, Carson, Cerritos, Chatsworth, CIty Terrace, Claremont, Commerce, Compton, Covina, Culver City, Downtown LA, Downey, Eagle Rock, East LA, El Monte, El Segundo, Flintridge, Foothill Division, Gardena, Glendale, Glendora, Granada Hills, Hawaiian Gardens, Hawthorne, Hermosa Beach, Hidden Hills, HIghland Park, Highway Highlands, Hollywood, Industry, Inglewood, Irwindale, Korea Town, La Canada, La Cresenta, La Habra Heights, La Mirada, La Puente, La Verne, Lakewood, Lancaster, Lenox, Little Rock, Little Tokyo, Lomita, Long Beach, Los Padrinos, Los Angeles, Los Feliz, Los Nietos, Lynwood, Manhattan Beach, Marina Del Rey, Mission Hills, Montebello, Monterey Park, Montrose, North Hollywood, Northridge, Norwalk, Pacoima, Palmdale, Palos Verdes Estates, Paramount, Pearl Blossom, Pico Rivera, Pomona, Rancho Palos Verdes, Redondo Beach, Reseda, Rolling Hills Estates, San Fernando, San Gabriel, San Pedro, Santa Clarita, Santa Fe Springs, Santa Monica, Signal Hills, Sylmar, Temple City, Torrance, Valinda, Valley Village, Van Nuys, Ventura County, Verdugo City, Viewpark, Walnut, West Covina, West Hollywood, Westlake Village, Whittier, Wilmington, Woodland Hills.